Business Credit Card Scheme


  • Branch area urban / rural non-defaulting persons who are willing to start private business, new business situation required substantial experience.

Loan Limit:

  • Maximum Rs 25000.00 (as the term or cash credits).
  • Based on the Business benefits and the borrower's repayment capacity.


  • Loans will be approved for a maximum of 5 years. To be renewed annually and the review of the renewed account is required.


  • 15% margin, and the loaning amount will be 85%.

Interest Rate:

  • Interest rate will be 10.50% annually and will be charged on a monthly basis.

** For more information please visit your nearest branch of Zila Sahkari Bank Ltd. Kanpur